Financing

Financing made simple

• Low monthly payments on qualifying installations
• Fast pre-qualification with no impact to apply
• Options for EV chargers, batteries, panels, and generators
• Combine with state and utility rebates to lower the total

Start saving before you finish paying

Many of our installations begin saving you money right away, an EV charger cuts your fueling costs, and a Powerwall trims your bill on time-of-use rates. With financing, those savings can begin while you're still making low monthly payments, so the upgrade can partly pay for itself over time rather than requiring a large lump sum up front.

That's especially true once you stack in incentives, which reduce the amount you need to finance in the first place.

Pair financing with incentives

Many of our installations qualify for state or utility rebates, and for income-qualified households the IRA Home Energy Rebates can help with a panel upgrade. State storage programs, utility charger rebates, and VPP enrollments can all reduce your total. Use our Savings Finder to see what you qualify for, then finance the balance, your electrician can walk you through the numbers during your free estimate.

How the process works

It's straightforward: request your free in-home estimate, get a clear fixed-price quote, and apply for fast pre-qualification with no impact to check your options. Once approved, you choose a monthly payment plan that fits your budget, we complete the installation, and you start enjoying, and saving with, your new system right away.

How the numbers work on a real project

Take a $12,000 Powerwall project. Financed over 60 months at typical approved rates, payments land near $230–$260 monthly. Any state or utility rebate you land applies against principal and brings that payment down from there. Meanwhile the battery's time-of-use savings and outage protection begin immediately: for many households the monthly benefit meaningfully offsets the payment from day one.

Smaller projects follow the same shape at friendlier scales: a $1,200 charger install runs roughly $35–$40 monthly on short terms, often less than the gasoline it displaces in the first week of each month. Financing turns electrification from a savings-account event into a cash-flow decision.

What to have ready when you apply

Pre-qualification is deliberately light: basic identity and income information, a soft credit check that doesn't affect your score, and answers within minutes in most cases. Approval amounts and rates arrive before you commit to anything, so the financing decision happens with real numbers next to the project quote.

Bring your incentive picture into the conversation too, sizing the loan net of expected credits and rebates keeps payments minimal, and our estimators structure both documents side by side as standard practice.

Financing versus waiting: the honest comparison

The alternative to financing isn't free, it's deferral, and deferral has costs: another year of gasoline instead of home charging, another storm season without backup, incentive programs that expire or exhaust while you save. Run those against the interest cost of a payment plan and waiting frequently loses on arithmetic alone.

Financing also preserves optionality: cash reserves stay intact for the roof or the emergency, while the electrical upgrade starts producing value immediately. The right question isn't 'can I avoid interest' but 'which timeline costs less overall', and we'll put both columns on paper during the estimate, with your actual numbers in both.

Questions borrowers actually ask us

Can I pay off early? Yes, the plans we offer carry no prepayment penalties, and many owners settle once their rebate lands. Does financing change the warranty or service? Not at all; the guarantee follows the work regardless of payment method. Can rebates reduce the financed amount up front? Point-of-sale rebates can; rebates paid after the fact arrive later and apply as principal payments.

The pattern in every answer: financing is a payment schedule, not a different product. Same install, same guarantee, same incentives, cash flow shaped to your preference, with the guarantee and incentive stack identical either way.

Start with the number, not the commitment

Financing decisions go best in reverse: see the project's fixed quote, subtract the incentives we identify, and only then look at what monthly terms make of the remainder. Pre-qualification is soft-credit and obligation-free, so the full picture, cash price, net-of-incentive price, and monthly option, costs nothing to assemble.

Bring the comparison to your kitchen table, not our showroom; take whatever time it needs. The quote holds, the programs are tracked, and the project starts when the numbers convince you, that sequencing is deliberate.

Frequently asked questions